Wells Fargo Bank defraud customers in Herculean proportions. According to the author on Blogspot-com Wells Fargo bank opened multiply accounts and lied relentlessly. I am not surprised – I have the same experience in foreclosure case where Wells Fargo bank filed forged documents with the Court; their lawyers lied to Judges;
JUDGES lied to me; criminally concealed material evidence from case records; and organized a campaign of terror against me such as bullying and threatening me from the bench; inviting impersonators; kidnapped and detained me without ANY cause – all to help Wells Fargo bank to steal my property.
At least SIX judges in my case received money from Wells Fargo bank lawyers.
Here is another witness’s story with Wells Fargo bank
Monday, April 25, 2016
Wells Fargo Bank opened two accounts in my name for a third party,without my knowledge or permission, or my signature on any bankdocuments, using a phony driver’s license number and other fraudulent information about me
Top: On the day I hired the Management Co.
Bottom: On the day our contract ended
that I wouldn’t find out what they had done… but I did
I asked Wells Fargo for a written explanation as to how and why they opened two business checking accounts in my name, in my absence, without my signature, identification, or proof of a DBA filing with the state, and why they allowed those accounts to remain open for four years without ever notifying me as the primary account holder listed on the accounts, that they were opened illegally, but they refused to answer, or cooperate with me further.
That’s when I turned to the CFPB – The Consumer Financial Protection Bureau and the OCC – The Office of the Comptroller of the Currency, for help.
Because Wells Fargo refused to take any responsibility for their actions, I filed a complaint against them with the Consumer Financial Protection Bureau, (CFPB). The complaint alleged that Wells Fargo had knowingly allowed a third party to open two business checking accounts in my name, in my absence, and without my authorization, my identification, or any of the federally required supporting documentation, and that they kept the accounts open for four years without ever notifying me of this activity, as the individual listed as the primary account holder on the accounts.
In their initial, and incomplete response to the CFPB, Wells Fargo provided false information, referencing a single account, with a different account number and business name, that I opened in California in 2009, 4-years after the accounts in question were opened, even though my complaint clearly specified that there were two accounts, including the account numbers, and that they were opened in Utah, in 2005.
Wells Fargo lied to get out of trouble? VERY likely.
In a subsequent response, Wells Fargo claimed that I had provided my California Driver’s License as identification at account opening, even though I was not present at the time, and had not been in the state for over a month, and wasn’t even aware that the accounts had been opened.
If they didn’t have it then, they couldn’t have it now.
I filed a resolution dispute with the OCC, noting that Wells Fargo had not addressed the entire complaint, and that the information they had provided was not truthful. I also furnished the OCC with additional documentation in support of my dispute, which included a letter from the Office of the Secretary of the State of Utah, confirming that there was no business registration on file with their office for the entire time the accounts were open, and that no business entity with the name appearing on the bank accounts was qualified, or authorized to transact business in the State of Utah. (below).
It doesn’t take a handwriting expert to see that the same person signed both of the letters (above), but used different names and job titles. Sharon Green and D. Green are one in the same person, but why would Wells Fargo want the same person to respond to two government agencies on the same topic, using different names?
It’s also no surprise that Sharon Green and D. Green share the same last name with another woman who worked for Wells Fargo and had a notorious history of fraud. Linda Green.
Linda Green was an auto parts shipping clerk from Georgia, who was hired to sign thousands of phony bank documents for Wells Fargo, as the bank’s Vice President.
In 2011, I went into the same Wells Fargo branch where the accounts had been opened, and I tried to open the same type of accounts, without providing any of the Federally required supporting documentation. The Wells Fargo employee refused to open the accounts, stating that her computer wouldn’t even let her proceed further in the account creation process, without the required items… but their computers had no problem proceeding for the management company… and I had no problem video taping this Wells Fargo employee proving it.
This Wells Fargo employee went through the account creation process with me, but refused to open the accounts after I told her that I didn’t have proof of a DBA filing
Wells Fargo turned over the only evidence in existence that they committed fraud and covered it up for four years
Video above: Jennifer in Wells Fargo’s Executive Office, agrees to send me copies of
all the documents Wells Fargo had on file for the accounts
But why would they do that?
|The banker would have to be drunk and using a typewriter
from another planet to get my license number this wrong
|In this email to me, the management company claims that they shredded the deposit slip books.
Fortunately, another employee with more ethics turned them over to me, un-shredded
Wells Fargo refused to open the same type of accounts for me, until I provided them with proof of a DBA filing, but they had no problem doing it for the management company, who admittedly did not file one.
Even Wells Fargo’s Fraud Investigation Was A Fraud
After years of Wells Fargo’s repeated lies to both, The Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau, about the fraudulent bank accounts they opened in my name, Wells Fargo finally agreed to turn over copies of all the account creation documents they had on file, which they insisted my signature and drivers license number were on.
As agreed, Jennifer faxed copies of those documents to me at the Studio City, CA branch of Wells Fargo. Not surprisingly, none of the account creation documents had my signature on them. The driver’s license number that was listed, wasn’t even mine. Neither was the birth date, address or phone number listed for me. (pic)
In fact, the only signatures or correct information on any of the account documents that Wells Fargo had on file for the accounts, belonged to the three criminals that Wells Fargo opened the accounts for.
On October 19, 2013, after receiving copies of the fraudulent account creation documents from Wells Fargo, (pics), I contacted Wells Fargo’s Fraud Department and asked them to re-open my 2009 fraud claim and return the $6,970.26 to me, because you certainly cannot have authorized signers on fraudulently opened accounts. (pic)
Ten days later, on November 19, 2013, I received a letter from Wells Fargo’s Fraud Department, stating that they had not received my affidavit, yet U.S. Postal records show they received it on November 13, 2013. (pic)
On November 21, 2013, I re-sent my affidavit to the Wells Fargo Fraud Department, this time via fax, from the Studio City, CA branch of Wells Fargo Bank. (pics)
Realizing that I was getting the run-around and that this was yet another attempt by Wells Fargo to avoid taking responsibility for what they did, I asked to speak to a supervisor.
The supervisor also told me they had not received my Affidavit and asked me to send it for the third time, directly to her via fax, which I did on December 11, 2013, from the Studio City, CA branch of Wells Fargo Bank (pic). I also asked her to contact me and confirm her receipt of those documents, which she did on December 16, 2013.
On the afternoon of December 16, 2013, I received a letter in the mail from the Wells Fargo Fraud Department, denying my claim. (pic) The letter was dated December 10, 2013. The day before the Fraud Department supervisor claimed that they had not yet received my affidavit and had me fax it to them again from a Wells Fargo branch office. (pic)
I never heard from them again
Wells Fargo Fraud cost me everything I have ever owned
Once Wells Fargo gave me copies of all the documents they had on file for the accounts, it became clear that not only had Wells Fargo opened the accounts without my permission, they knew it, and they lied about it repeatedly to keep from taking responsibility for this crime.
They did not have my signature on any account documents, nor did they have my drivers license on file, as they falsely claimed during the investigations by the CFPB and the OCC.
In fact, the documents show that Wells Fargo accepted photocopies of unsigned account application and authorization forms, and that they used a phony driver’s license number, birthdate, address, and phone number for me, and never obtained any of the Federally required supporting documentation to open the accounts.
Armed with this evidence, I filed a lawsuit against Wells Fargo for fraud.
In court, Wells Fargo never denied what they had done. They never had to answer for why they opened accounts without my knowledge or permission, or why they lied to me when I questioned them about it. They never had to tell the judge why the account documents they had on file, did not have my signature on them, or why they used a phony driver’s license number for me. They never had to address why they failed to get any of the Federallyhttp://wf-bank-fraud.blogspot.com/2016/04/wells-fargo-fraud-cost-me-everything-i.htmlrequired supporting documentation when they opened the accounts, or why they never notified me that someone had opened accounts in my name, in my absence, without any of these things. They never had to tell the court why they lied repeatedly to the two government agencies that investigated this crime, or why they denied my check fraud claim because the signer of the checks was listed as an authorized signer on accounts that I never opened or authorized.
Instead, Wells Fargo simply sidestepped the issues once again and demanded that the judge dismiss my case, because it took me too long to find out what they had done, and the statute of limitations had run out.
The judge never considered the fact that the repeated lies that Wells Fargo told to keep from getting caught, was the reason that it took me so long to find out. The judge never considered that without evidence I had nothing but accusations and no proof, or that for 4-years Wells Fargo refused to give me copies of the documents they had on file which proved what they had done. He just dismissed my lawsuit, with prejudice, which means that I can never sue Wells Fargo for what they did in the future.
Wells Fargo knew exactly what they were doing and for four years they repeatedly lied to me and two government agencies about what they had done to cover it up, while they ran the clock out on the statute of limitations. Once the statute had run out, they were home free.
Once they got the lawsuit dismissed, Wells Fargo promptly foreclosed on my home, because I couldn’t afford to pay for the losses that I suffered as a result of their crime, and make my mortgage payments too… but that’s not where it ended.
Cal-Western Reconveyance claimed that their parent company had taken over as Trustee, but their parent company, Prommis Solutions filed bankruptcy months before Cal-Western had, as did Butler and Hosch, the company that owned Prommis Solutions… but wait, there’s more
My house sold for more than double what I owed on the loan, so Cal-Western paid Wells Fargo what I owed them and kept the surplus funds for themselves (over $300,000) and disappeared like thieves in the night, while Wells Fargo spent months lying to me and refusing to give me any information on who to contact, to cover up for them.
Despite my repeated written and verbal demands for Wells Fargo to give me the information on who I needed to contact to claim the surplus funds from the sale, they always had some excuse for why they couldn’t give it to me, because Wells Fargo wasn’t about to tell me that the company they hired to steal my home, had also stolen the money I was owed. So they continued to stall and put me off, to buy themselves some time.
Click here or use the player to listen to my call with Ms. Delariva:
Click here or use the player to hear my call transferred to the recording
Click here or use the player to listen to another example
Wells Fargo was intentionally preventing me from contacting them, because they knew that Cal Western went out of business and kept the money that I was owed, and they didn’t want me to find out about it, until they could figure out what to do.
Because I am terminally ill and unable to work, the $300,000 that was owed to me from the sale proceeds, was all the money that I had left in the world to hire movers and rent storage space to put my belongings into, but that money had essentially been stolen from me by Cal-Western Reconveyance and Wells Fargo knew it.
Seventeen days later, I was released from jail with no place to go. My home and belongings were now gone and I was forced to live in my car in the heat of the summer, and fight for my life against the illness that is killing me.
A friend started a Change.org petition on my behalf, asking Wells Fargo to give me the money I was owed before I died, and although the petition garnered over 56,000 signatures, Wells Fargo still wouldn’t give me the information on who I needed to contact… because Cal-Western was out of business and there was nobody for me to contact, and Wells Fargo knew it.
But there was still hope. California law requires the party who bought my house, to store any belongings left in the home for 90 days before disposing of them.
It turns out that a friend of a friend, is a California State Assembly attorney and when she heard what had happened to me, she offered to help. Together with the Attorney for the California State Banking and Finance Committee, they pressured Wells Fargo into telling them who had my money and how to contact them.
For weeks, Wells Fargo continued to drag their feet and make excuses for why they couldn’t tell me or the State Assembly attorneys, who had my money and how to contact them, but when the Attorney General’s Office got involved, Wells Fargo quickly realized that it was time to start cooperating.
On August 1, 2015, nearly 5-months after I first asked Wells Fargo to tell me who to contact to claim the money I was owed, they finally gave the information to the State Assembly attorneys. The law firm of Wright, Findlay and Zack was now acting as the Trustee for the bankrupt and long shuttered, Cal-Western Reconveyance.
I was contacted by a smug Kelly Tyler, at Wright, Findlay and Zack and quickly realized that they were also intending to drag their feet for as long as they possibly could, telling me that after nearly 5-months, they still needed a couple more weeks to review my file, before they would give me my money.
Kelly began lying to me immediately, claiming that they would have reached out to me sooner, but they did’t have any contact information for me and had to do a search. A less than believable lie, considering that 2-months earlier, I had updated my contact information with Wells Fargo, who knew exactly where and how to reach me. Wright, Finlay and Zak were also given my contact information by the State Assembly attorneys who tracked them down.